Requirements change; confirm with your state's OHV program or DMV before relying on this table.
Researched October 31, 2026. “Yes” means liability or permitted financial security. “Unconfirmed” means official sources did not settle the rule. Local requirements vary.
State names/numbers link to official sources. Research notes (CSV).
| State / sources | Required on public land/trails? | Required for permitted road use? | Notes |
|---|---|---|---|
| Alabama [2] | Unconfirmed; check locally | No ordinary UTV road registration | Off-road registration is not road permission; narrow exceptions. |
| Alaska [2] [3] | Registration/location dependent | Yes for APVs; geographic exemptions | Local road bans and registration-area exemptions require checking. |
| Arizona [2] | Unconfirmed; check locally | Yes—street-legal registration | Maintained dirt/Forest Service roads may require highway registration. |
| Arkansas [2] [3] | Unconfirmed; check locally | Restricted exceptions; insurance unresolved | Public-road use generally prohibited; specific statutory exceptions apply. |
| California [2] [3] | Unconfirmed; check locally | ROVs generally not road-legal | OHV identification differs from highway registration; narrow exceptions. |
| Colorado [2] | Local/route rules may apply | Local ordinance determines insurance | Authorized OHV routes can require liability insurance. |
| Connecticut [2] | Special insurance for minor registrants | Ordinary road use prohibited | Registrants aged 16–17 require special coverage; crossings restricted. |
| Delaware [2] | Unconfirmed; check locally | OHVs prohibited on public roads | Registration does not authorize public-street use. |
| Florida [2] [3] [4] | Unconfirmed; check locally | No ordinary ROV highway use | Golf-cart/LSV rules do not authorize ordinary UTVs. |
| Georgia [2] | Unconfirmed; check locally | Yes—registered qualifying MPOHVs | Utility-use eligibility and county-road restrictions apply. |
| Hawaii | Unconfirmed; check locally | Limited exceptions; confirm insurance | Farm/government road exceptions; not general recreational street use. |
| Idaho [2] [3] | Unconfirmed; check locally | Yes—liability or statutory alternative | Restricted plate, OHV sticker and equipment required. |
| Illinois [2] | Unconfirmed; check locally | Yes on authorized roads | Farm exceptions still require qualifying liability coverage. |
| Indiana | Unconfirmed; check locally | County ordinance determines insurance | County road restrictions differ; check before riding. |
| Iowa | Unconfirmed; check locally | Yes—liability insurance for roads | DNR registration, equipment, route and driver restrictions apply. |
| Kansas [2] | Nonhighway-title insurance exemption | Classification/local rules—confirm | Nonhighway title exemption differs from road permission. |
| Kentucky [2] | Unconfirmed; check locally | Yes—registered street-legal SPV | Motorcycle insurance; road restrictions and inspection apply. |
| Louisiana | Unconfirmed; check locally | Yes—authorized UTV road use | Only designated parish roads/municipal streets; registration required. |
| Maine [2] | Unconfirmed; check locally | Exempt from Chapter 13 insurance | Only authorized road use; verify route and vehicle classification. |
| Maryland [2] | No statewide insurance mandate | Local exceptions—confirm requirements | Title/decal does not confer general road permission. |
| Massachusetts | No statewide insurance mandate | Generally prohibited; limited exceptions | Insurance is optional off-road; lender requirements can differ. |
| Michigan [2] [3] | No state no-fault requirement | Yes—converted on-road assembled vehicle | Local ORV road exceptions differ; trail permits still apply. |
| Minnesota [2] | Unconfirmed; check locally | Yes—local special-permit road use | Class 2 ATV road rules differ from special-permit rules. |
| Mississippi [2] | Unconfirmed; check locally | Unconfirmed; check locally | Titling alone does not establish road eligibility or insurance rules. |
| Missouri [2] [3] | No statewide mandate | No state mandate for permitted ROHV use | Local ordinances may add conditions; road permission remains limited. |
| Montana [2] [3] [4] | No—for qualifying quadricycles | No—for qualifying quadricycles | Four-wheel UTVs fit broad quadricycle definition; road equipment still required. |
| Nebraska [2] | Unconfirmed; check locally | Yes—specified authorized highway operation | Crossing/parade exemptions differ; local authorization is necessary. |
| Nevada [2] [3] [4] | No for ordinary off-road OHVs | Yes—alternative large-ATV road registration | Alternative large-ATV registration requires continuous coverage; local road restrictions apply. |
| New Hampshire [2] [3] | No general insurance requirement | No general mandate; financial-responsibility rules apply | Only authorized roads; some drivers can be ordered insured. |
| New Jersey [2] | Yes—where off-road operation is lawful | Public-road riding prohibited; crossings only | Registration and insurance do not authorize closed public-land riding. |
| New Mexico [2] | Unconfirmed; check locally | Yes—authorized paved-road operation | Paved-road plate does not authorize every road; local permission required. |
| New York [2] | Yes—off the owner's property | No general street-legal UTV registration | UTV eligibility is restricted; insurance does not legalize road riding. |
| North Carolina [2] | Unconfirmed; check trail rules | Yes, registered modified UTVs | Only qualifying modified vehicles; road restrictions apply. |
| North Dakota [2] [3] [4] | Yes on public lands | Yes on permitted roads | Carry proof; registration and equipment rules apply. |
| Ohio [2] [3] [4] | Unconfirmed; check trail rules | Yes on permitted roads | Classification, inspection and local road permission matter. |
| Oklahoma [2] [3] | Unconfirmed; check trail rules | Yes for street-legal UTVs | Annual street registration differs from off-road registration. |
| Oregon [2] | No, Class IV off-road | Usually; check local route rules | Ordinary street conversion unavailable; local routes differ. |
| Pennsylvania [2] [3] | Yes, off owned/leased land | Yes on designated roads | Carry liability proof; no statutory minimum amount. |
| Rhode Island [2] | Management-area riding prohibited | No ordinary road registration | Recreational registration does not authorize road use. |
| South Carolina | Unconfirmed; check trail rules | New insured registration: Nov. 18, 2026 | Not yet effective as of Oct. 31. |
| South Dakota [2] [3] | Area-specific; park roads require proof | Yes, financial responsibility | Dedicated OHV areas differ; confirm destination rules. |
| Tennessee [2] [3] | Unconfirmed; check park rules | Yes, financial responsibility | Qualifying OHVs only; authorized roads and classes. |
| Texas [2] [3] | No on public OHV land | Generally yes; statutory exceptions | Restricted roads; OHV plates are not registration. |
| Utah [2] | No off public roads | Yes for street-legal use | OHV plate alone does not confer street legality. |
| Vermont [2] | Yes where registration required | Yes on authorized roads | Policy, bond or approved self-insurance; road permission separate. |
| Virginia [2] | Unconfirmed; check riding-area rules | Restricted exceptions; confirm locally | ATV highway prohibition; utility-vehicle categories differ. |
| Washington [2] | No state WATV mandate | No state WATV mandate | Qualifying WATVs only; road tabs/permission still required. |
| West Virginia [2] | Trail-specific; confirm operator rules | Yes for street-legal SPVs | Hatfield-McCoy road connections also require liability. |
| Wisconsin [2] [3] | No statewide mandate; local rules | No statewide mandate; local rules | Some municipal trails/routes require liability coverage. |
| Wyoming [2] | Unconfirmed off-road; yes on road-trails | Yes on road routes | Pure off-road trails differ; agricultural exceptions apply. |
No matching states. Try a different spelling.
Check vehicle eligibility, route permission, and nonresident rules. Insurance does not legalize prohibited road use. Farm/emergency exceptions differ.